Requirements For
A1's Business Funding

 At A1 Financial USA, requirements are few, and quite easy compared to banks and traditional brick and mortar lenders.

Please note every state has different laws governing them,

and Covid has made it more complex.

Our lenders generally like to see at least 3 months (some states it's more) of business checking statements showing at least $5k/month, (some states it's more), and a healthy ending balance. You can not be in BK proceedings. For most everything else we have a lender, including FICOs as low as 300!

Also needed, of course, is a valid, non-expired Gov't issued

photo ID-- such as a Driver's License, State I.D. or signed US Passport.

If your business is a Corporation of any type, you must be

current with dues and active with your state's S.O.S.

Your Annual Report should be up to date with its filings

in most cases.

-For funding:  a "voided out" business bank check,
and ownership % proof will be required.
Your business checking bank account needs to be positive throughout the process,
at least +$1,000....The more the better, it helps your offer & rate.

Sorry no personal accounts may be funded by law.

Click our Personal Loan link above for those.

-If you don't have one or all of these,
call us at (909)-930-9159.
We may be able to still help or offer alternatives.

-Terms:
-Because terms are not "one size fits all" but based on the merits
of each file (FICO, time in business, industry, state, etc.,
over 20 variables) terms are never known until you apply,
and send in your last 3 business checking statements,
& send in a color photo of your I.D.  
-U.S. (or Canadian for Canadian applicants) citizenship is now required in the "Trump ICE" era.

We look forward to serving you!

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