Privacy Policy:

What Does A1 Financial USA Do With Your Personal Information?

 

First, on loan applications, we carefully view your application for mistakes, typos, missed answers etc. If you have any of these, we notify you by email or phone of them. If none of the above apply, a member of management will decide whether to pre-approve you or not. If you are not pre-approved you will be emailed with options.If you are pre-approved, we will call you within 24 business hours.Only after speaking with you will we request docs if not sent,process your loan, only the top 3 lenders will run your credit.

 A1 Financial USA does not run credit, only our lenders in our circle of over 900 to date. We only share your info with our lenders once you are pre-approved and contacted. ==================================================================

Legalese:

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.Federal law also requires us to tell you how we collect, share, and protect your personal information.Please read this notice carefully to understand what we do.What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and Income Information Account Balances, and Payment History Credit History and Credit Scores When you are no longer our customer, we do not continue to share your information as described in this general public lending notice.Reasons we can share your personal information & for our everyday business purposes such as to process your transactions, maintain your account(s),respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes and to offer our products and services to you.

For joint marketing with other financial companies -no

For our affiliates' everyday business purposes, information about your transactions and experiences -No We do not share for our affiliates everyday business purposes information about your credit worthiness No We do not share

For non-affiliates to market to you -No

Who Are We? A1 Loans USA and A1 Financial USA

Who is providing this notice? A1 Loans USA

What We Do -We Get you funding!

 How does A1 Loans USA protect my personal information?  We protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include computer safeguards and secured files and buildings. Additionally, we restrict employee access to your information to only those employees who need to know to provide our services to you.How does A1 Loans USA collect my personal information?  We collect your personal information, for example, when you Open an account or apply for a loan.Why can I not limit all sharing? Federal law gives you the right to limit only sharing for affiliates for everyday business purposes information about your credit worthiness affiliates from using your information to market to you sharing for non-affiliates to market to you.State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.Non-Affiliates Companies not related by common ownership or control.

They can be financial and non-financial companies.

Joint marketing & A formal agreement between non-affiliated financial companies that together market financial products or services to you. A1 Loans USA does not jointly market.Questions?Call 909-930-9159.Limited Liability All transmissions through A1 Loans USA are processed through a secure gateway, with encrypted translation. As sophisticated technology has advanced over the years, the likelihood of personal or financial data bypassing security systems and becoming accessible to unauthorized users is extremely low. In the unlikely event that personal data is illegally retrieved from our secure system, we assume no responsibility for any damages or liability incurred.External Links The information within this privacy policy pertains to your visit to A1LoansUSA.com, not any of its external links, subsidiaries, or affiliates.Please review the separate privacy policies as stated on those individual websites. Once you have left A1LoansUSA.com, this privacy policy is no longer in effect. We are not responsible for content, security, technical, legal, privacy, or any other issues on external links provided in this website.Change of Privacy Policy A1 Loans USA reserves the right to change this privacy policy at any time. Please re-visit this page periodically to ensure full understanding and agreement of privacy policy. Your continued use of this site will constitute acceptance of and binding agreement to the privacy policy as stated on website at time of visit. If you have any questions regarding our privacy policy or privacy issues in general, please contact our office at admin@A1FinancialUSA.com