What Does A1 Loans USA and A1 Financial USA Do With Your Personal Information? In plain, easy-to-understand English: First, on loan applications, we carefully view your application for mistakes, typos, missed answers etc. If you have any of these, we notify you by email or phone of them. If none of the above apply, a member of management will decide whether to pre-approve you or not. If you are not pre-approved you will be emailed with options.If you are pre-approved, we will call you within 24 business hours.Only after speaking with you will we request docs if not sent,process your loan, only the top 3 lenders will run your credit. A1 Loans USA and A1 Financial USA do not run credit,only our lenders in our circle of over 900 to date.This notice takes precedence over any contrary item listed below...which is in your best interest to cut down on spam, for your protection. We only share your info with our lenders once you are pre-approved and contacted. ===================================================
Legalese: Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.Federal law also requires us to tell you how we collect, share, and protect your personal information.Please read this notice carefully to understand what we do.What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and Income Information Account Balances, and Payment History Credit History and Credit Scores When you are no longer our customer, we do not continue to share your information as described in this general public lending notice.Reasons we can share your personal information & for our everyday business purposes such as to process your transactions, maintain your account(s),respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes and to offer our products and services to you.
For joint marketing with other financial companies -no
For our affiliates' everyday business purposes, information about your transactions and experiences -No We do not share for our affiliates everyday business purposes information about your credit worthiness No We do not share
For non-affiliates to market to you -No
Who Are We? A1 Loans USA and A1 Financial USA
Who is providing this notice? A1 Loans USA
What We Do -We Get you funding!
How does A1 Loans USA protect my personal information? We protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include computer safeguards and secured files and buildings. Additionally, we restrict employee access to your information to only those employees who need to know to provide our services to you.How does A1 Loans USA collect my personal information? We collect your personal information, for example, when you Open an account or apply for a loan.Why can I not limit all sharing? Federal law gives you the right to limit only sharing for affiliates for everyday business purposes information about your credit worthiness affiliates from using your information to market to you sharing for non-affiliates to market to you.State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.Non-Affiliates Companies not related by common ownership or control.
They can be financial and non-financial companies.