Privacy Policy:
What Does A1 Financial USA Do With Your Personal Information?
First, on loan applications, we carefully view your application for mistakes, typos, missed answers etc. If you have any of these, we notify you by email or phone of them. If none of the above apply, a member of management will decide whether to pre-approve you or not. If you are not pre-approved you will be emailed with options. If you are pre-approved, we will call you within 24 business hours. Only after speaking with you will we request docs if not sent, process your loan, only the lender you sign with, will perform an inquiry.
A1 Financial USA does not run credit, only our lenders in our circle of over 900 do. We only share your info with our lenders once you are pre-approved and contacted.
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER-BUT IS MUCH BETTER!
A POWERFUL National Marketing Broker.
We shop your loan to 900+ lenders without "running" your credit until you are pre-approved. We do not make credit decisions, and do not charge any application fees. This website does not constitute an offer or solicitation to lend. This website provides a service wherein we submit the information you provide to our funding partners. Providing your information on this website does not guarantee that you will be approved for a loan.
The provider may perform a credit check or otherwise verify the
information you provide. All financial terms of the loan will be provided to you by the funding partner.
Advance terms, conditions, and policies vary. Cash transfer times may vary between providers and may depend on your individual financial institution. Advance repayment periods vary by business factors such as time in business, industry and business cash flow. Upfront fees are never required,
however, opening of a secure bridge account will let you access our 70+ millionaire private investors' funding possibilities.
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Boring legalese:
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income information,
account balances and payment history,
credit history and credit scores.
When you are no longer our customer, we do not continue to share your information as described in this general public lending notice.
Reasons we can share your personal information:
For our everyday business purposes
— such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus- Yes.
For our marketing purposes — to offer our products and services to you- Yes
For joint marketing with other financial companies - No - We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences
No- we don’t share
For our affiliates’ everyday business purposes — information about your credit worthiness
No, we don’t share
For non-affiliates to market to you - No- we don’t share
Legal Authorities: We must share.
Who Are We? Who is providing this notice?
A1Financial USA
What We Do: Match borrowers with the very best lender for them!
How does A1 Loans USA protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Additionally, we restrict employee access to your information to only those employees who need to know to provide our services to you.
How do we collect my personal information?
We collect your personal information, for example, when you
open an account or apply for a loan.
Why can I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—
information about your credit worthiness affiliates from using your information to market to you sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and non- financial companies.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.
A1 Financial USA doesn’t jointly market.
Questions? Call (909)-930-9159.
Limited Liability
All transmissions through A1 Financial USA are processed through a secure gateway, with encrypted translation.
As sophisticated technology has advanced over the years, the likelihood of personal or financial data bypassing security systems and becoming accessible to unauthorized users is
extremely low. and has never occurred. In the unlikely event that personal data is illegally retrieved from our secure system,
by some advanced national government entity such as China or Iran, we assume no responsibility for any damages or liability incurred.
External Links
The information within this privacy policy pertains to your visit to A1LoansUSA.com, not any of its
external links, subsidiaries, or affiliates. Please review the separate privacy policies as stated on
those individual websites. Once you have left A1LoansUSA.com, this privacy policy is no longer in effect. We are not responsible for content, security, technical, legal, privacy, or any other issues on external links provided in this website.
Change of Privacy Policy
A1 Financial US reserves the right to change this privacy policy at any time.
But we won't—because your privacy is our #1 priority.
Please re-visit this page periodically to ensure full
understanding and agreement of privacy policy. Your continued use of this site will constitute acceptance of and binding agreement to the privacy policy as stated on website at time of visit.
If you have any questions regarding our privacy policy or privacy issues in general, please contact our office at admin@A1FinancialUSA.com.
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