A1 Financial USA founder Mark Ayers
We strive to maintain the fact that all our clients say we offer the "Best Business Funding Service in America"...
It's thanks in part to our 900+ lenders which includes
seven generous billionaire investors.
We pride ourselves on helping those with poor credit/bad credit, previous defaults, prior bankruptcies, charge offs, tax liens,etc.
We also offer large amounts, up to $15 million unsecured,
$500 million if secured by Real Estate.
We even offer a helpful Debt Consolidation plan, where you pay only half of your current payments.
Our unique, free service allows you to get the best possible quotes, without timeless hours shopping around, ruining your credit score through multiple inquiries...
Here's what some of our clients are saying:
"I have been dealing with Mark for almost a year. When all hope was lost he was able to help and if he wasn't able to help he told me up front but still went through what other options I had. I hadn't spoken with him in a few months and had to search for his number today and called him out of the blue with a question he had no personal tie to and he was happy to help and give advice. You can tell he really does care about his clients and wants the best for them. Thank you!"
"Mark Ayers did an outstanding job to try and help us work through a difficult financial challenge. Mark did secure funding for us. I am very grateful for all he did last week to help.
He never once said, "no I can't help!"
I truly appreciated all he did!
Mark cares about finding the best option possible and does everything he can to help the process be successful.
I hope to be able to circle back around to A1 Financial and Mark at a later date. A million Thank Yous Mark for all you did!"
"I recommend Mark. He's a great guy and will always try to find a way to help you."
"Mark is a great guy to do business with..."
Raymond R.-Capital Stack LLC
"Mark is very honest and reliable."
"A1 Gives funding to businesses that are less than perfect and Mark gives good advice on how to get where you need to be so he can fund you."
These reviews and more can be found on
TrustPilot, and Alignable.
Funds Are Wired
Directly To Your
Business Checking Account Within 24 Hours...
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Unsecured Business Funding
From $1,000 Up To $15 Million
We offer GUARANTEED Business Loans
Did You Know?
A1 Financial USA holds the nation's highest approval rating
for business funding, bad credit loans, loans for previous defaulters, and prior bankruptcy loans....currently 99.2%.
All because we love our clients and fund the toughest files:
-Low volume ($4,000 in one month is OK,
less OK for seasonal businesses, $1,000 OK in some states)
-Just 2 1/2 months in business with 3 qualifying statements is OK or 1 business month and 2 personal months is OK too!
-Slow month or two? We offer Seasonal Lending
-ALL "Hard-to-Fund" and High Risk industries funded including
Trucking-Cannabis-Auto Sales-Law Firms
-9 NSFs to $60,000
-27 NSFs in 90 days
-7 Neg days/month
-Only 1 deposit transactions OK if $10k+
-All Credit Scores OK
We fund to 20 positions in some cases
-Weekly and Monthly Payments avail to qualified
-Non-Financial Criminal Backgrounds funded if all else is OK
-Corrected "lender apparent" frauds that aren't---
and get them funded.
-Charge Offs & Late Pays are OK
-MCA Debt Consolidations to 20 positions are available
-Pay HALF of your current payments
-49 states,(sorry no CA at this time), Guam,PR and Canada
-We fund up to 4x monthly deposits in certain cases
-All BKs are OK if discharged or dismissed
-Credit card sales loans are available
-Past defaults are possible to fund 2 ways: "Paid off"
documentation is needed, or if not, then OK with $20/K month in deposits.
-IRS and State Tax liens funded
-"Black Listed" merchants are possibly funded with a video
made, and extra documentation
Our Guarantee is that either we'll find you the best rate and terms humanly possible for your specific file, or we'll give you FREE BUSINESS LOAN Coaching until you're approved.
(Now, who else will do that?)
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER-BUT IS MUCH BETTER!
A POWERFUL National Marketing Broker!
We shop your loan to 909 lenders without "running" your credit until you are pre-approved. We do
not make credit decisions, and do not charge any application fees. This website does not constitute
an offer or solicitation to lend. This website provides a service wherein we submit the information
you provide to our funding partners. Providing your information on this website does not guarantee
that you will be approved for a loan. The provider may perform a credit check or otherwise verify the
information you provide. All financial terms of the loan will be provided to you by the funding partner.
Advance terms, conditions, and policies vary. Cash transfer times may vary between providers and
may depend on your individual financial institution. Advance repayment periods vary by business
factors such as time in business, industry and business cash flow. Upfront fees are never required,
however, opening of a secure Bridge Account through our bonding company
will put your loan request on the top of the list to access our 70+ millionaire
This is in place to pay Broker fees, and possible sub Broker fees, to lenders that do not pay them.
No fees will be extracted from this fund without funding taking place first. You will receive a contract
detailing the terms of the agreement. Any unused funds will be fully refunded, minus any service fee once a legally detailed review has been made.
© Copyright 2017 A1 Loans USA, A1LoansUSA.com, A1 Financial USA, and A1FinancialUSA.com.
All rights reserved.
A1 Financial USA is the engine behind this website.
What Does A1 Loans USA & A1 Financial USA Do With Your Personal Information?
First, On loan applications, we carefully view your application for mistakes, typos,
missed answers etc.
If you have any of these, we notify you by email or phone of them.
If none of the above apply, a member of management will decide whether to pre-approve you or
not. If you are not pre-approved you will be emailed with options.
If you are pre-approved, we will call you within 24 business hours.
Only after speaking with you will we request docs if not sent, process your loan, lenders will run
your credit. A1 Loans USA and A1 Financial USA do not run credit, only our lenders in our circle of
over 900 to date. This notice takes precedence over any contrary item listed below...
which is in your best interest to cut down on spam, for your protection.
We only share your info with our lenders once you are pre-approved and contacted.
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and Income Information
Account Balances„ and Payment History
Credit History and Credit Scores
When you are no longer our customer, we do not continue to share your information as described in
this general public lending notice.
Reasons we can share your personal information For our everyday business purposes
— such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus- Yes
For our marketing purposes — to offer our products and services to you- Yes
For joint marketing with other financial companies - No - We don’t share
For our affiliates’ everyday business purposes — information about your transactions and
No We don’t share
For our affiliates’ everyday business purposes — information about your credit worthiness
No We don’t share
For non-affiliates to market to you - No- We don’t share
Legal Authorities: We must share.
Who Are We? Who is providing this notice? A1 Loans USA a subsidiary of A1Financial USA
What We Do : Match borrowers with the VERY best lender for them!
How does A1 Loans USA protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures
that comply with federal law. These measures include computer safeguards and secured files and
buildings. Additionally, we restrict employee access to your information
to only those employees who need to know to provide our services to you.
How does A1 Loans USA collect my personal information?
We collect your personal information, for example, when you
Open an account or apply for a loan.
Why can I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—
information about your credit worthiness affiliates from using your information to market
to you sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to
Affiliates : Companies related by common ownership or control. They can be financial and non-
Non-affiliates :Companies not related by common ownership or control. They can be financial and
Joint marketing :A formal agreement between non-affiliated financial companies that together
market financial products or services to you.
A1 Loans USA doesn’t jointly market.
Questions? Call (909)-930-9159.
All transmissions through A1 Loans USA are processed through a secure gateway, with encrypted
translation. As sophisticated technology has advanced over the years, the likelihood of personal or
financial data bypassing security systems and becoming accessible to unauthorized users is
extremely low. In the unlikely event that personal data is illegally retrieved from our secure system,
We assume no responsibility for any damages or liability incurred.
external links, subsidiaries, or affiliates. Please review the separate privacy policies as stated on
effect. We are not responsible for content, security, technical, legal, privacy, or any other issues on
external links provided in this website.
But we won't...because your privacy is job #1. Please re-visit this page periodically to ensure full
our office at admin@A1FinancialUSA.com.