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Can’t Get Approved For A Loan?
Here’s Why...& What To Do Next
If you’ve been denied for a loan multiple times, it usually isn’t random. Lenders follow very specific rules—and once you understand them, you can improve your approval chances quickly. Our new book on Amazon goes over the 33 reasons
folks are declined for a business loan, some of the reasons may apply to personal loan declines as well.
Personal loan decline reasons:
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Income inconsistency
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Credit utilization too high
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Too many recent inquiries
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DTI (debt to income) ratio too high
How to fix this:
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Reduce utilization below 28% (But above 10%).
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Wait 90 days after causing an inquiry, or monitor for free on Experian.com.
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Document income properly where you can
FAQs
Q: "I heard about A1 Financial's 90 Days of Free Loan Coaching program, is that still available, and if so, how
do I claim it for me?"
A: Absolutely. It will always be there for our clients.
To get it you must first apply on our home page.
You just may get an offer, but if not, we'll offer you
the program, upon your decline notice,
Absolutely free. We strive to fund everyone that
applies, and will help you get funded, too.
Q: "Why do lenders keep denying me?"
A: Call us at (909)-930-9159 to find out why, if you've
applied with us, if not, apply on our home page.
Q: "Can I still get a loan with bad/poor credit?"
A: The words "bad" and "poor" are opinions,
--they may or may not be actually true.
Only experts like those at A1 can tell you the truth
of your situation by knowing all the factors involved.
Call us at (909)-930-9159 to find out.
Q: "If I can't get a loan, can you help me with money
in other ways?"
A: Absolutely. Click our "Referral Affiliate" page.
We also can possibly get you money out of your real estate, heavy equipment (crane, back hoe, etc),
or even your vehicle's equity, if it's under 10 years old.
Call us at (909)-930-9159 to find out.
Is a previous default holding you back?
Learn how to overcome it: Click here.