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       Great Careers Without
Background Checks Required:

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 At A1, we understand. Everyone makes mistakes.

Everyone deserves a second chance. Some of our top producing agents have had a troubled past. We know from experience,

if given the chance, and trained properly, folks with checkered past will work even harder to "make it" , to succeed.

They appreciate the rare opportunity.

 So, we've lowered the bar to entry into the world of finance.

A world where your future can be extremely bright,

with a lucrative career.

A1's Training Program is the key...

A man Training ONLINE at A1 Financial USA

Here's what to expect:

For our CLO Training (Certified Loan Officer):

You'll need a computer, and a working phone.

You don't necessarily need a headset, as shown in the photo,

so no worries there. Some people like them, but they're not

mandatory.

You train 5 days online, at your own pace. You can break it up

whenever and however you like.

The first day is ALL terminology, so you learn to speak our

"language"—the language of the lending industry.

The last 4 days you learn about our loan products, especially

our U.S. Government SBA loans, which comes with an ethics

section. This special training allows us to overcome the usual

background check requirements. 

 Language usage and customer care are sections.

Company specific policies are also included.

Once you complete your 5th day, you can take your Final Exam.

It's 80 questions, and you only need 80% to pass.

19 out of 20 pass the first time. If you don't, you can re-take every 24 hours, no penalties involved.

Once you pass, you receive your commission contract.

You start working, on your schedule, whenever you like.

You can keep your day job if you wish.

However:

Many of our trainees soon leave their day jobs after seeing their

first massive commission checks. (Digital payments via Zelle are available as well.)

 This is because the high commissions you earn also turn into a

"passive" income stream:

Initial commissions are paid, then more come from all the

loan renewals that are funded, then funded again, at loan maturity, or even 60% of that in some cases.

 

An exact example:

Our last loan renewal from a CLO, Leticia, was a restaurant, $43,000 funded. She earned $3,440 from that.

They renewed 4 months later. 

She was paid an additional $2,580.

 

For doing nothing. 

 

In 4 to 6 months, they can renew again,

she'll get paid again, $2,580...for doing nothing.

 

It's the same way actors make so much money: "Residuals."

 

Our top producers all make over $350K a year,

and work only about 20 hours a week, most tell us.

Average CLOs make about $120K per year.

 

We get asked, "What is the most and the least someone

can earn from one business loan?"

 

The least is $400. The most is $70 million.

That's not a typo. Our largest loan is a $500 million RE equity

hard money loan. 14% is the highest commission structure

we can offer. That's $70 million.

Yes, it's possible, but rare. The average? $8,000 on the most

common amount, $100,000. Before residuals, though,

where you'll earn $7,000 every time they renew at the same level ...and you do nothing to earn that.

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Interested?

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The next step is to watch our corporate video on You Tube,

and in the extended section, our CEO Mark Ayers answers all

the FAQs ever asked, and talks about the joys of daily life in this

fascinating, and exciting industry.

Watch the end for step 2 instructions,

if you wish to proceed further...

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You may also call with any questions.

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We look forward to working with you!

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Like to learn more about starting your training,
tuition costs deferred, with for $0 down needed?
Click here.

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Copyright ©2005-2026. All rights reserved. A1 Financial USA ® is a registered trademark, and is the engine behind this website. We have been in business since 1990, happily serving our clients. A1 Financial USA is a marketing broker, not a lender.

We connect applicants with funding partners. Terms vary by lender. See full disclosures in "Privacy Policy".

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