Business Loans
     For Ohio's
Small Businesses

 Our CEO, Mark Ayers, is from Ohio, he knows all the lenders to help Ohioans best. Business Funding amounts will always be heads and tails above Personal, as lenders lend based upon your business's health, not your personal credit score. 

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-Approval rates: So much easier in Business Funding.

At A1, here's a list of items that will get you declined

for personal funding that will not matter in business lending:

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-High Inquiries are OK

-High recent applications are OK

-Charge Offs are OK

-Low Volume ($5,000/Month in deposits is OK 1 month)
-Slow month or two is fine, Seasonal Lending is our SPECIALTY
-Need a LARGE Amount? High Volume Funding to $500,000,000
-Just 2 1/2 months in business is OK with 3 statements
sometimes 1 month, submit with last 3 personal statements
-ALL "Hard-to-Fund" and High Risk industries funded including
Trucking-Cannabis-Auto Sales-Law Firms
-9 NSFs to $60,000 OK
-27 NSFs in 90 days OK
-Up to 70 NSFs OK with 700+ credit score, high deposit volume,
for low risk industries
-9 Neg days/month OK
-Only 5 deposit transactions OK if $15k+
-Under 400 FICOs OK- We funded a "383" previously
-Over leveraged...We fund to 20 positions in some cases
-Weekly, Bi-Weekly and Monthly Payments are avail to
qualified applicants, but our Daily's save you the most

money over the life of the loan!
-Non-financial criminal backgrounds are funded in most cases.
-MCA Debt Consolidations To 20 Positions are available for all

----Pay just 50% of your current payments
-We fund up to 4 times monthly deposit averages in certain cases
for expansion projects
-Credit card sales loans are available, to save you money
-All BKs are OK 1 day after discharge
-IRS and State Tax Liens? Funded! at A1 Financial 
-Even "Black Listed" and “Past Defaulters” are possibly funded
with extra documentation
-Higher than normal dollar allowance with strong A/R report

-3 to 5 yr SBA Loans in 15 days starting at 8.9%
-Start Up Funding Programs are available

-Personal Loans available 

"Benefits Score:" Business 6    Personal 1

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